Tory Housing and Pension advice to the common people of Britain

The UK's Work and Pensions Secretary, Iain Duncan Smith, has warned young people not to rely on home ownership to fund their retirement. Unveiling a radical overhaul of the state pension, the Work and Pensions Secretary said rising house prices were putting bricks and mortar out of reach. He added it was "absolutely imperative" that the Government took steps to "secure the position of the next generation" and encourage saving.

Swanbourne, Buckinghamshire

He added that 70 per cent of today's pensioners owned their own homes, but their grandchildren were "struggling to even get a foot on the housing ladder" because house prices for first-time buyers had risen by 40 per cent in real terms over the last decade. "The next generation will not be able to rely on bricks and mortar in the way their parents have been able to," he said. "It's no wonder our children are increasingly cynical about saving." Now Iain Duncan Smith happens to live not too far from the Sage's Castle in Buckinghamshire and I happen to know a bit about his own bricks and mortar.

Lord and Lady Cottesloe

This is such good advice from a person who when he was made redundant had the comfort and support of his father in law, John Fremantle, 5th Baron Cottesloe, who built and gave him a house on his 1,400 acres of land at Swanbourne, in North Buckinghamshire where IDS lives to this day. Iain Duncan Smith is married to Elizabeth "Betsy" Fremantle. As IDS observed during the Foot & Mouth epidemic, he understands the plight of the ordinary farmer. And no doubt the ordinary person made redundant who doesn't have the cushion of an aristocratic father-in-law?

His “ordinary farmer” father-in-law is the 5th Baron Cottesloe. He also inherited the Austrian noble title "Baron Fremantle", which is an authorised title in the United Kingdom by Warrant of April 27, 1932. He was Lord-Lieutenant of Buckinghamshire between 1984 and 1997. An Old Etonian and former naval commander, he owns the Swanbourne estate in Buckinghamshire, which includes the picture-postcard village of Swanbourne, complete with post office, village store, tea-rooms, prep school and houses, plus rolling acres of prime farmland. Lord and Lady Cottesloe live in the Old House, a manor house set in five acres. As Betsy is the Cottesloes' oldest child, the next village squire could be Iain Duncan Smith. Despite attempts by Tory Central Office to present him otherwise, Duncan Smith is resolutely upper class.

The Fremantle Family's Betsey Wynne Pub at Swanbourne.

The Pub’s name comes from Betsey, who married Thomas Fremantle when he was a sea Captain with the British Fleet in Naples, 1797. Horatio Nelson was the best man. From their prolific union stems the complete Fremantle line of distinguished Naval Officers, including three Admirals and the present head of the family, Lord Cottesloe, who lives at Swanbourne. IDS's wife is named after her and Fremantle, Swanbourne and Cottesloe in Western Australia are named after the family who claimed Western Australia for the crown and founded the Swan River Colony, today Perth.

IDS served as a British Army officer in the Scots Guards from 1975 to 1981 and his father was a Group Captain in the RAF. Intriguingly, given his wife's family wealth, his two homes, and his children going to public schools, Duncan Smith has complained that life as an MP had been "a financial disaster”. From his aristocratic marriage, military background, free house and personal wealth of over £1 million he is able to understand the hearts and minds of the ordinary men and women of Britain.

IDS cares about housing

It is wondrous to see the Quiet Man of British Politics lead the Tory led Coalition’s cynically amoral assault on the poor (mainly working poor) of Britain claiming there are no “soft options.”

A Newsnight investigation in December 2002 found that Iain Duncan Smith's CV contained 'inaccurate and misleading' claims about his education. The investigation found that Duncan Smith's biography on the Conservative Party website, his entry in Who's Who, and various other places, stated that he went to the Universita di Perugia in Italy. It transpired instead that he had attended the Universita per Stranieri, which is also in Perugia; however the University did not award degrees when Duncan Smith attended in 1973. When challenged by Newsnight, Duncan Smith's office confirmed that he 'didn't get any qualifications in Perugia or even finish his exams'. The first line of Ian Duncan Smith's biography on the Conservative Party website claimed that he was 'educated at Dunchurch College of Management'. Dunchurch was the former staff college for GEC Marconi, where he worked in the 1980s, again Duncan Smith's office confirmed to Newsnight that 'he did not get any qualifications there either, but that he completed six separate courses lasting a few days each, adding up to about a month in total'. John Garside, a former Dunchurch tutor, told the Newsnight investigation team 'I'm puzzled, flattered, but puzzled. What we did was offer short courses… it was not a continuous form of education by any means.

There have been plenty of soft options for IDS who became an arms salesman through the Old Boys network after his short six year Guards career in the army and had his house built for free on his father in law. Lord Cottesloe's, land when he was made redundant after six months in the only real job he ever had. He also (as an MP) took six months off work in 2009 when his wife Betsy was diagnosed with breast cancer. Is this another case of do as I say, not as I do?

IDS is 58 years old and has suckled upon the publicly-funded teat for most of his life. He's signed on the dole. He's had four children and received child benefit for all of them. He has put them each through private school, too. His wife hasn't worked since they married, except for 15 months in which he got her a job paid by the taxpayer.

He and his colleagues eat and drink food you subsidise in a palace you pay for, he is driven around in a car you own, and when he is too old to 'work' any more you will pay for him to have a better pension than you, too. He started out at the age of 21 with six years of taxpayer-funded military service, during which he acted as bag-carrier to a Major-General.

Then in 1981, aged 27, he left the Army and signed on the dole for several months. He then began a period of ordinary work based upon the skills he had gained at the taxpayer's expense, and worked in sales for arms dealer GEC-Marconi. He then moved on to a property firm, where he was made redundant after six months, and then sold gun-related magazines for Jane's Information Group.

After 11 years of this all-too brief career he succeeded in once again boarding the publicly-funded gravy train in 1992. In the intervening 20 years he has been paid by the taxpayer every year more money than most taxpayers earn. He has topped it up, along the way, to more than six figures for a few years here and there. In 2001 he helped his unemployed wife to have a suckle, arranging for you to pay her £15,000 to be his diary secretary.

These days he is given the grand total of £134,565 a year from the taxpayer. He lives for free in a £2million Tudor farmhouse on his father-in-law's ancestral estate in Buckinghamshire. He has three acres of land, a tennis court, swimming pool and some orchards, which is not bad for a life in the pay of the state.

Now let us in the spirit of the Tories Big Society all sing the first verse and chorus of the hoary old anthem “We are all in this together.”

Another disaster at DWP?

Once again the Tories are having to back pedal as their Universal Credit programme shows signs of falling behind schedule and facing major problems. The system, which will roll all benefits and tax credits into a single payment automatically linked to earnings, was expected to be trialled for new claimants across four areas of the country from late April.

Unfortunately, and typical ignorance of the simple realities of life, Iain Duncan Smith failed to check out with those who deliver welfare benefits and consequently he has been forced to scale back the trials to a single JCP office in Ashton-under-Lyne. So much for a grand roll-out.

Three other pilot areas in Wigan, Warrington and Oldham that were also due to ‘test out’ the new programme will not now begin processing the payments until at least July and possibly later.

Of course it would be nice to think that IDS would have the humility to admit to, and display a little embarrassment, but I suspect we may be waiting a long time. This is a man noted for his single-mindedness. No doubt over the coming days we will hear a range of excuses, but the bottom line is that it has been a kick in the pants for the Secretary of State.

In February, 2013, Iain Duncan Smith drafted in one of the Government’s most experienced trouble-shooters to take charge of the programme – a move which led to the departure of another senior DWP civil servant a few weeks later.

The delay in rolling out Universal Credit are probably due to the fact that most frontline staff do not have the training, computer programmes or experience in place to avoid making disastrous mistakes which could lead to people not receiving the benefits to which they are entitled. A point made by a number of welfare organisations months ago. Could this be more evidence that IDS doesn’t listen to those around him?

In its announcement of the delay the Department of Work and Pension made no attempt to explain why it was unable to proceed as planned. Interestingly, in a neat little sidestep a spokesman for the department searched for a way to get IDS off the hook and tried to suggest it was “sensible” to start with one area before rolling it out to the other three in July.

Speaking on behalf of DWP, he said:

“It will allow us to make any changes that we feel we need to make and see what works and what doesn’t”.

Liam Byrne, Labour’s Shadow Work and Pensions Secretary, tried to capitalise on this bungling by condemn UC and describing the announcement as “yet another embarrassing setback”.

He went on to say:

“The scheme is already late and over-budget and in spite of earlier promises Ministers have admitted that they have no idea when out of work claimants will move over to Universal Credit … The truth is the IT for Universal Credit appears to be nowhere near ready. Universal Credit calculations depend on salary data from HMRC's new PAYE Real Time Information system. Obligations for small firms to provide PAYE data on or before each employee payment have recently been delayed from April until October. And DWP are so worried they are now barring access to their five main contractors. This scheme is now on the edge of disaster. Ministers must admit this project is in crisis and start to fix it now – before millions of families tax credits are put at risk.”

Regrettably, Byrne failed to point out that UC will create significant challenge to low-income families. The simple reality is that, according to a Resolution Foundation report, “Conditions Uncertain”, almost 1.2 million low-paid workers entitled to support under Universal Credit will have to look for extra work or face the risk of having payments withdrawn. Furthermore, in a report by Tanni Grey-Thompson, 100,000 disabled children stand to lose up to £28 a week and 116,000 disabled people who work will be at risk of losing up to £40 per week from help towards additional costs of being disabled.

These are injustices that appear to be going through on a nod and a wink. The Tories and their Lib-Dem puppies will force this programme onto the most vulnerable in our society and it is a responsibility of those on the left to expose the extent of these injustices and campaign for their eradication.

We have a responsibility to do everything in our power to protect the poor and the vulnerable. If we fail them now we have no right to ask for their support later.

Big Society or Big Gamble?

Despite the resignation of Andy Coulson last week, the Communications Office at Number 10 has managed to produce some wonderful ‘spin’.

At first glance, publication by the Centre for Social Justice of their “Outcome-based government” report should have been a huge torpedo in the hull of the administration. Until now, IDS, the founder of the CSJ has been Cameron’s ‘right-hand’ man and his suggestion that cuts are being implemented in the ‘wrong way’ will have come as a shock to senior Tories. However, deft handling by spin gurus ensured IDS’ call for a radical review of austerity measures moved from being a criticism of governmentstrategy to becoming a critique of the Big Society.

During the May 2010 election a number of Tory candidates voiced their criticism of the policy, but with the government intent on dramatically reducing the deficit, this discontent has turned from smouldering on the edges to a significant fire within the backbenches.

Senior Tories are blaming Steve Hilton, Downing Street Director of Strategy and Cameron’s “blue skies thinker” for pushing ahead with the Big Society, even though most members of the public find it “incomprehensible”. Some backbenchers’ fear the agenda is in crisis because Downing Street has been forced to deny the flagship policy may be close to collapse because of cutbacks.

Band-aiding by spin-doctors wasn’t helped by t pronouncements by Sir Stephen Bubb, of Acevo, which represents voluntary organisations, who said the nation’s charities were facing a “perfect storm” of rising costs, higher tax bills because of the VAT rise and swingeing cuts in funding. As if that wasn’t enough to reduce the gurus to tears, he added: “This is impairing our ability to support those most in need.”

On Thursday, third sector leaders will meet with Nicholas Hurd, the charities minister, who will attempt to reassure them. A large part of this restabilisation will pick up the point made earlier this week by the Prime Minister’s spokesperson that three-quarters of charities do not receive any Government money. At the meeting, Hurd will emphasise that Government proposals on the Work Programme and rehabilitation for prisoners for example, will bring significant opportunities for voluntary groups in the coming years.

Of course, this assumes the third sector will have the opportunity to play a significant role in the delivery of the Work Programme. With news today of over 200 redundancies at Framework, the housing charity, 1,400 at Remploy and news that 26% of organisations had solid plans in place to cut paid staff numbers during the next three months, the prognosis for the third sector doesn’t look good.

There are signs the government are looking at the Work Programme as a ‘cure all’, offering a mechanism to reduce unemployment, help disabled workers and fund a financially strapped third sector. It is a high-risk, ‘winner-take-all’ gamble that may well chance the face of third sector involvement in the W2W sector.
More importantly, it is a strategy that could well leave hundreds of thousands of unemployed people without any possibility of support whilst they look for work. At a time when jobs are hard to come by, that further reinforces the evidence to label the ideology of this government as ‘Uncaring Conservativism”.